INDIVIDUAL PLANS

Let a Wedbush Advisor help you identify the best retirement plan option for your individual needs.

Individual Retirement Accounts (IRAs) can consist of a range of financial products such as stocks, bonds or mutual funds. A self-directed IRA is a type of traditional or Roth IRA that allows investors to make investment decisions for their account and affords access to a range of investments, such as real estate, private placements and tax liens.

PLANS FOR INDIVIDUALS

Individual Retirement Accounts (IRAs)

Wedbush Securities provides Individual Retirement Accounts that are designed to provide an effective, tax-deductible way to save for retirement. Wedbush offers a broad inventory of IRA investments, each with their own set of rules and tax advantages.

Individual 401(k)

The Wedbush Individual 401(k) plan is unique: Compared to other self-employed retirement plans, greater contributions can be made at identical income levels, which maximizes retirement contributions and valuable tax deductions.

Traditional IRA

With Traditional IRAs, you pay no taxes on your earnings until you begin taking distributions at retirement. In addition, your contributions may be tax-deductible based on your adjusted gross income.

Roth IRA

Contributions to a Roth IRA are made after taxes rather than pre-tax. However, earnings are tax-free if you meet certain criteria.

Rollover IRA

Take your retirement savings with you when you change jobs or retire. This gives you investment flexibility and helps make managing your retirement savings easier. You can roll over your retirement savings into a Traditional or Roth IRA.

Coverdell Education Savings Account (Education IRA)

Wedbush provides Coverdell Education Savings accounts for individuals to save for a child’s higher education. These accounts provide tax-deferred growth of the earnings and the ability to take tax-free withdrawals for higher education expenses.

Keogh Accounts

Wedbush offers Keogh Accounts or tax-deferred pension plans to self-employed individuals or unincorporated businesses for retirement purposes.

YOUR WEDBUSH ADVISOR

Your Wedbush Advisor can help you determine which individual retirement account makes sense for you and your long-term goals.